Calculate your monthly mortgage, auto loan or personal loan payment instantly. See the full amortization schedule, total interest paid, and payoff date — free, no signup required.
All calculations run entirely in your browser — your financial information is never sent anywhere.
✓ 100% private — calculations run in your browser · ✓ No signup · ✓ Free forever
Choose Mortgage, Auto Loan or Personal Loan
Enter the loan amount, rate and term
Click "Calculate"
Review your payment and amortization schedule
Includes down payment, property tax and home insurance for a complete monthly payment estimate.
Calculate your monthly car payment based on price, down payment, rate and term.
See exactly how much principal and interest you pay every month until payoff.
All calculations happen in your browser. Your financial data is never sent anywhere.
Estimate your monthly mortgage
Plan your auto loan budget
Compare personal loan offers
Model different scenarios
Free, fast, no signup
| Feature | Available |
|---|---|
| Mortgage, Auto Loan and Personal Loan calculators | Yes |
| Property tax and insurance included for mortgages | Yes |
| Full month-by-month amortization schedule | Yes |
| Visual breakdown of principal vs interest | Yes |
| Total interest and total cost shown | Yes |
| 100% private — browser only | Yes |
| Free, no registration | Yes |
Select the Mortgage tab, enter the home price, down payment, interest rate and loan term, then click Calculate. The tool shows your monthly payment including principal, interest, taxes and insurance if entered.
An amortization schedule shows how each payment is split between principal and interest over the life of the loan, and how your remaining balance decreases over time.
The calculator uses the standard amortization formula based on loan amount, annual interest rate and number of payments to determine a fixed monthly payment.
Yes, completely free with no signup, registration or hidden fees.
Yes. Use the Auto Loan tab for vehicle financing or the Personal Loan tab for any general installment loan calculation.
Yes. The Mortgage tab includes optional fields for annual property tax and home insurance, which are added to your monthly payment estimate.
Plan Your Loan Anytime, Anywhere
Our free online loan calculator is used daily by home buyers, car buyers and borrowers across the United States, United Kingdom, Canada, Australia, Nigeria and beyond. Whether you're budgeting for a new home, a vehicle, or comparing personal loan offers — this tool gives you accurate monthly payment estimates instantly, completely free.